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Small Business Advances with Merchant Cash Advance

  • Check Cash Advance | US Working Capital

    Approval is easy

    US Working Capital focuses on the overall health of your business. We deliver Fast, Easy Funding with a High Approval Rate. Bad credit is Ok

  • Fast Approval | US Working Capital

    Grow Your Business Now

    With funding up to $500,000 we can help you Grow Your Business Fast. 24 hour Approvals. No spending restrictions, personal guarantees or late fees.

  • Funding Cash Advance | US Working Capital

    Apply in Minutes

    Fill out our Online Form, or pick up the phone. In just minutes, you can be on your way to getting the Funds you need to Grow Your Business.

  • Small Business Loans | US Working Capital

    We know Small Business

    US Working Capital was founded by Small Business owners like you. We want you to succeed and work hard to deliver that promise.


Are you a Small Business looking for an alternative to a Small Business Loan? Get funded fast with a Merchant Cash Advance.

A Merchant Cash Advance or Business Cash Advance gives you the funds you need without the Hassles of Traditional Business Advances. If you need Working Capital to Grow Your Business in as little as 3 days; we can help.

US Working Capital knows that Businesses sometimes need access to cash for seasonal Inventory, Company Expansion, Equipment Purchase or an Emergency Funding Need. A Business Cash Advance is the perfect solution. Unlike a Business Loan, a Merchant Cash Advance is Cash-Flow Friendly. US Working Capital can provide up to $500,000 in funding in as little as 3 days based on the health of your business.

Here are just a few benefits of a Merchant Cash Advance:

  • Easy to Qualify
  • No Hidden Costs or Fees
  • Approval in 24 Hours
  • Online Cash Advance Application
  • Bad Credit is OK
  • No Personal Guarantees

Contact us today and you will be glad you chose US Working Capital for your Business Funding Needs. We pride ourselves in providing Fast Cash Advances to Merchants without a lot of paperwork or wait time so you can focus on growing your business.

How does a Merchant Cash Advance work?

We provide you with an upfront lump sum of cash deposited directly into your Business Account based on your recent credit card transactions and Bank Account Statements.

You pay back the Cash Advance through automated payments over a 3 to 6 month period. There are no late fees or checks to write and payments are adjusted based on your cash flow. This allows you to maintain a healthy bank account for your Business Needs.

See what small business owners are saying about us:

Working Capital Funding was a breath of fresh air when it came to finding quick funding for my construction business. After months dealing with banks—only to get rejected, we were funded in just 3 days.

Mike Spears

I was skeptical at first, but now I use Working Capital Funding whenever we are in a pinch to get fast cash for inventory. Repayment is easy, and it's good to have a backup for big seasonal purchases.

Michelle Treadway

The Merchant Cash Advance from US Working Capital saved my commercial trucking business. They did a great job by offering me a lump sum amount quickly and easily. I really wish I had known about MCA earlier, as it helped me in an emergency. I will definitely approach these guys in the future. Thanks a lot for being there for me.

Sergio E. Rodriguez

I was referred to US Working Capital Funding by one of my friends and it proved to be a golden opportunity for me. The staff members were very cooperative and helpful.  I was impressed with their response. They helped find fast funding for my beauty salon with a payback schedule that was within my means. Thank you is not enough for what they did for me.

Alice Chase

Their job is not done after you receive the funds in your account. In fact, we just finalized our second merchant cash advance with US Working Capital. They just sent me $60,000 for warehouse expansion and it really helped me take my business to the next level. A deep and heartfelt thank you.

Scott Moore

"I was able to expand my dry cleaning business with a merchant cash advance. We increased our space and added delivery. It's been great for business and I was able to pay back the advance quickly and easily."

Rene Alvarez

Since we got a merchant cash advance with Working Capital Funding, business has increased 32%. We got the push we needed to finally reach the next level for our business.

Victor and Cynthia Rozo